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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $56,163 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,153 | $56,095-67.6% | $178,503-89.8% | $90,274-79.9% |
| Participation rate | 21.4% | 65.6%-44.2pp | 81.9%-60.5pp | 73.4%-51.9pp |
| Annual return | 22.80% | 28.81%-6.0pp | 151.12%-128.3pp | 53.97%-31.2pp |
| Employer contribution / active EE | $13 | $1,572-99.2% | $5,011-99.7% | $2,523-99.5% |
| Participant deferral / active EE | $1,047 | $2,669-60.8% | $5,202-79.9% | $4,231-75.2% |
| Admin fee / account holder | $115 | $101+14.1% | $13,987-99.2% | $114+0.7% |