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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $93,279 |
Filed as: ONEDIGITAL Service code 27 · EIN 82-1434504 | Advisory (Plan) | $13,538 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,345 | $53,204-56.1% | $155,556-85.0% | $200,096-88.3% |
| Participation rate | 18.5% | 64.1%-45.6pp | 78.2%-59.7pp | 72.0%-53.5pp |
| Annual return | 12.66% | 41.02%-28.4pp | 64.84%-52.2pp | 34.26%-21.6pp |
| Employer contribution / active EE | $0 | $1,850-100.0% | $4,675-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $977 | $3,163-69.1% | $5,631-82.6% | $5,090-80.8% |
| Admin fee / account holder | $178 | $186-4.0% | $15,885-98.9% | $269-33.8% |