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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,167 | $98,776-6.7% | $149,745-38.5% | $79,856+15.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 22.91% | 27.38%-4.5pp | 276.72%-253.8pp | 31.71%-8.8pp |
| Employer contribution / active EE | $16,828 | $3,217+423.0% | $4,646+262.2% | $2,471+581.0% |
| Participant deferral / active EE | $12,354 | $5,681+117.4% | $6,843+80.5% | $3,741+230.3% |
| Admin fee / account holder | $793 | $6,053-86.9% | $9,312-91.5% | $5,306-85.1% |