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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,599 | $102,382+53.9% | $147,005+7.2% | $80,874+94.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.63% | 134.89%-123.3pp | 418.76%-407.1pp | 35.62%-24.0pp |
| Employer contribution / active EE | $13,410 | $3,715+261.0% | $4,934+171.8% | $2,756+386.7% |
| Participant deferral / active EE | $16,130 | $6,646+142.7% | $8,070+99.9% | $4,297+275.4% |
| Admin fee / account holder | $19,968 | $7,942+151.4% | $13,006+53.5% | $6,935+187.9% |