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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,444 | $166,020-64.2% | $164,866-63.9% | $145,959-59.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.74% | 100.08%-87.3pp | 69.97%-57.2pp | 561.95%-549.2pp |
| Employer contribution / active EE | $19,687 | $5,275+273.2% | $4,343+353.3% | $4,661+322.4% |
| Participant deferral / active EE | $9,991 | $6,961+43.5% | $6,033+65.6% | $6,689+49.4% |
| Admin fee / account holder | $2,361 | $16,644-85.8% | $12,689-81.4% | $13,398-82.4% |