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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,901 | $82,314-45.5% | $68,808-34.7% | $134,532-66.6% |
| Participation rate | 90.0% | 75.1%+14.9pp | 69.0%+21.0pp | 81.2%+8.8pp |
| Annual return | 104.76% | -2.18%+106.9pp | -6.37%+111.1pp | 418.27%-313.5pp |
| Employer contribution / active EE | $10,953 | $3,301+231.8% | $2,656+312.4% | $4,741+131.0% |
| Participant deferral / active EE | $6,253 | $4,740+31.9% | $3,942+58.6% | $6,401-2.3% |
| Admin fee / account holder | $883 | $6,484-86.4% | $4,936-82.1% | $11,429-92.3% |