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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,095 | $90,530-13.7% | $76,030+2.7% | $145,897-46.5% |
| Participation rate | 85.7% | 74.4%+11.3pp | 69.1%+16.7pp | 80.3%+5.4pp |
| Annual return | 16.17% | 625.08%-608.9pp | 361.54%-345.4pp | 552.29%-536.1pp |
| Employer contribution / active EE | $1,983 | $3,319-40.3% | $2,688-26.2% | $4,663-57.5% |
| Participant deferral / active EE | $5,745 | $5,164+11.2% | $4,257+34.9% | $6,689-14.1% |
| Admin fee / account holder | $3,319 | $8,383-60.4% | $6,421-48.3% | $13,390-75.2% |