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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,301 | $61,166-71.7% | $185,849-90.7% | $79,391-78.2% |
| Participation rate | 46.5% | 66.6%-20.1pp | 81.7%-35.2pp | 70.7%-24.2pp |
| Annual return | 29.40% | 19.45%+10.0pp | 122.10%-92.7pp | 116.88%-87.5pp |
| Employer contribution / active EE | $1,394 | $2,321-39.9% | $5,169-73.0% | $2,428-42.6% |
| Participant deferral / active EE | $3,210 | $2,789+15.1% | $5,569-42.4% | $4,046-20.7% |
| Admin fee / account holder | $796 | $710+12.2% | $16,244-95.1% | $627+27.1% |