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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,532 | $27,943-44.4% | $58,507-73.5% | $75,177-79.3% |
| Participation rate | 15.2% | 38.8%-23.7pp | 50.9%-35.7pp | 67.2%-52.0pp |
| Annual return | 34.13% | 44.22%-10.1pp | 4252.32%-4218.2pp | 160.75%-126.6pp |
| Employer contribution / active EE | $261 | $670-61.1% | $1,053-75.2% | $2,671-90.2% |
| Participant deferral / active EE | $1,240 | $1,202+3.2% | $1,922-35.5% | $4,126-70.0% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,486-100.0% | $5,651-100.0% |