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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,215 | $76,407-56.5% | $150,298-77.9% | $82,448-59.7% |
| Participation rate | 55.3% | 66.4%-11.1pp | 77.8%-22.5pp | 68.1%-12.8pp |
| Annual return | 23.37% | 39.99%-16.6pp | 62.79%-39.4pp | 41.64%-18.3pp |
| Employer contribution / active EE | $1,526 | $2,614-41.6% | $4,154-63.3% | $2,551-40.2% |
| Participant deferral / active EE | $3,888 | $3,214+20.9% | $5,453-28.7% | $4,139-6.1% |
| Admin fee / account holder | $114 | $6,352-98.2% | $14,116-99.2% | $7,234-98.4% |