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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,215 | $78,690-57.8% | $161,489-79.4% | $87,485-62.0% |
| Participation rate | 55.3% | 67.5%-12.2pp | 78.7%-23.4pp | 68.9%-13.7pp |
| Annual return | 23.37% | 32.74%-9.4pp | 89.72%-66.3pp | 26.06%-2.7pp |
| Employer contribution / active EE | $1,526 | $2,588-41.1% | $4,268-64.3% | $2,596-41.2% |
| Participant deferral / active EE | $3,888 | $3,311+17.4% | $5,630-30.9% | $4,274-9.0% |
| Admin fee / account holder | $114 | $6,724-98.3% | $16,006-99.3% | $7,775-98.5% |