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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $52,276 |
RETIREMENT ADVISORS, LLC3 years Filed as: RETIREMENT ADVISORS LLC Service code 27 · EIN 30-0490764 | Advisory (Plan) | $28,704 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,790 | $82,163-18.7% | $125,381-46.7% | $64,819+3.0% |
| Participation rate | 96.6% | 77.9%+18.7pp | 82.4%+14.2pp | 71.5%+25.1pp |
| Annual return | -13.44% | 3.49%-16.9pp | 572.31%-585.7pp | 32.84%-46.3pp |
| Employer contribution / active EE | $902 | $3,616-75.1% | $4,815-81.3% | $2,507-64.0% |
| Participant deferral / active EE | $7,137 | $7,175-0.5% | $7,448-4.2% | $4,311+65.6% |
| Admin fee / account holder | $248 | $163+51.7% | $10,007-97.5% | $188+31.8% |