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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,120 | $27,632+117.6% | $61,452-2.2% | $68,486-12.2% |
| Participation rate | 20.0% | 39.5%-19.5pp | 52.6%-32.6pp | 67.9%-47.9pp |
| Annual return | -15.78% | -13.24%-2.5pp | 338.96%-354.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $551 | $696-20.8% | $1,160-52.5% | $2,597-78.8% |
| Participant deferral / active EE | $689 | $1,264-45.5% | $2,125-67.6% | $4,028-82.9% |
| Admin fee / account holder | $563 | $2,010-72.0% | $2,131-73.6% | $5,404-89.6% |