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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,342 | $29,319+136.5% | $52,425+32.3% | $82,448-15.9% |
| Participation rate | 16.1% | 46.9%-30.7pp | 55.6%-39.5pp | 68.1%-51.9pp |
| Annual return | 15.15% | 535.20%-520.1pp | 302.12%-287.0pp | 41.64%-26.5pp |
| Employer contribution / active EE | $462 | $586-21.3% | $914-49.5% | $2,551-81.9% |
| Participant deferral / active EE | $577 | $1,171-50.7% | $1,790-67.8% | $4,139-86.1% |
| Admin fee / account holder | $677 | $1,962-65.5% | $2,495-72.9% | $7,234-90.6% |