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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,514 | $166,020-55.7% | $164,866-55.4% | $145,959-49.6% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 21.86% | 100.08%-78.2pp | 69.97%-48.1pp | 561.95%-540.1pp |
| Employer contribution / active EE | $1,289 | $5,275-75.6% | $4,343-70.3% | $4,661-72.4% |
| Participant deferral / active EE | $10,337 | $6,961+48.5% | $6,033+71.3% | $6,689+54.5% |
| Admin fee / account holder | $847 | $16,644-94.9% | $12,689-93.3% | $13,398-93.7% |