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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,514 | $166,268-55.8% | $165,100-55.5% | $145,897-49.6% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 21.86% | 100.52%-78.7pp | 70.21%-48.4pp | 552.29%-530.4pp |
| Employer contribution / active EE | $1,289 | $5,284-75.6% | $4,348-70.4% | $4,663-72.4% |
| Participant deferral / active EE | $10,337 | $6,964+48.4% | $6,035+71.3% | $6,689+54.5% |
| Admin fee / account holder | $847 | $16,659-94.9% | $12,696-93.3% | $13,390-93.7% |