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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,280 | $183,988-92.8% | $162,177-91.8% | $152,897-91.3% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.6%-16.1pp | 82.5%-11.0pp |
| Annual return | 44.79% | 150.79%-106.0pp | 115.60%-70.8pp | 345.43%-300.6pp |
| Employer contribution / active EE | $3,497 | $6,370-45.1% | $5,613-37.7% | $4,764-26.6% |
| Participant deferral / active EE | $5,509 | $8,032-31.4% | $7,297-24.5% | $5,851-5.8% |
| Admin fee / account holder | $2,835 | $13,123-78.4% | $10,843-73.9% | $11,599-75.6% |