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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,897 | $217,432+36.5% | $185,849+59.8% | $167,536+77.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 25.83% | 148.42%-122.6pp | 122.10%-96.3pp | 478.82%-453.0pp |
| Employer contribution / active EE | $14,422 | $5,875+145.5% | $5,169+179.0% | $4,839+198.0% |
| Participant deferral / active EE | $20,850 | $6,357+228.0% | $5,569+274.4% | $6,342+228.7% |
| Admin fee / account holder | $2,113 | $19,818-89.3% | $16,244-87.0% | $12,315-82.8% |