Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,415 | $57,330-85.3% | $86,656-90.3% | $75,177-88.8% |
| Participation rate | 63.3% | 63.2%+0.1pp | 71.7%-8.4pp | 67.2%-3.9pp |
| Annual return | 9.64% | 2675.40%-2665.8pp | 593.09%-583.5pp | 160.75%-151.1pp |
| Employer contribution / active EE | $1,080 | $2,316-53.4% | $3,025-64.3% | $2,671-59.6% |
| Participant deferral / active EE | $1,466 | $3,320-55.9% | $4,439-67.0% | $4,126-64.5% |
| Admin fee / account holder | $405 | $4,115-90.1% | $5,619-92.8% | $5,651-92.8% |