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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,568 | $185,905-58.8% | $170,057-55.0% | $139,487-45.1% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 33.67% | 60.56%-26.9pp | 53.42%-19.7pp | 373.84%-340.2pp |
| Employer contribution / active EE | $14,488 | $7,597+90.7% | $6,790+113.4% | $4,755+204.7% |
| Participant deferral / active EE | $16,106 | $11,627+38.5% | $10,411+54.7% | $6,713+139.9% |
| Admin fee / account holder | $490 | $15,397-96.8% | $12,826-96.2% | $11,407-95.7% |