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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,194 | $73,848-52.3% | $143,799-75.5% | $68,486-48.6% |
| Participation rate | 96.1% | 66.7%+29.4pp | 80.3%+15.8pp | 67.9%+28.2pp |
| Annual return | -12.98% | 0.91%-13.9pp | -0.04%-12.9pp | -7.85%-5.1pp |
| Employer contribution / active EE | $2,325 | $3,184-27.0% | $4,952-53.0% | $2,597-10.4% |
| Participant deferral / active EE | $4,690 | $3,385+38.6% | $5,638-16.8% | $4,028+16.4% |
| Admin fee / account holder | $976 | $5,755-83.0% | $14,677-93.4% | $5,404-81.9% |