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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,575 | $78,015+246.8% | $178,505+51.6% | $80,959+234.2% |
| Participation rate | 92.0% | 65.7%+26.3pp | 77.1%+14.9pp | 67.7%+24.3pp |
| Annual return | 18.15% | 18.10%+0.1pp | 27.16%-9.0pp | 35.67%-17.5pp |
| Employer contribution / active EE | $9,884 | $2,281+333.3% | $3,955+149.9% | $2,757+258.5% |
| Participant deferral / active EE | $11,444 | $4,406+159.7% | $6,280+82.2% | $4,300+166.1% |
| Admin fee / account holder | $60,040 | $7,160+738.5% | $10,428+475.8% | $6,925+767.0% |