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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,993 | $95,979-66.7% | $74,551-57.1% | $135,380-76.4% |
| Participation rate | 60.0% | 75.7%-15.7pp | 69.1%-9.1pp | 82.6%-22.6pp |
| Annual return | -5.75% | 56.97%-62.7pp | 32.53%-38.3pp | 519.81%-525.6pp |
| Employer contribution / active EE | $1,281 | $2,716-52.9% | $1,961-34.7% | $4,779-73.2% |
| Participant deferral / active EE | $3,104 | $3,844-19.3% | $3,108-0.2% | $5,609-44.7% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,059-100.0% | $10,828-100.0% |