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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,778 | $115,810-93.3% | $101,271-92.3% | $158,966-95.1% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 20.66% | 56.15%-35.5pp | 46.48%-25.8pp | 302.95%-282.3pp |
| Employer contribution / active EE | $5,727 | $4,175+37.2% | $3,660+56.5% | $4,762+20.3% |
| Participant deferral / active EE | $0 | $4,958-100.0% | $4,371-100.0% | $5,983-100.0% |
| Admin fee / account holder | $491 | $7,248-93.2% | $5,948-91.7% | $11,250-95.6% |