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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,895 | $185,905-31.2% | $170,057-24.8% | $139,487-8.3% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 22.48% | 60.56%-38.1pp | 53.42%-30.9pp | 373.84%-351.4pp |
| Employer contribution / active EE | $1,650 | $7,597-78.3% | $6,790-75.7% | $4,755-65.3% |
| Participant deferral / active EE | $8,014 | $11,627-31.1% | $10,411-23.0% | $6,713+19.4% |
| Admin fee / account holder | $505 | $15,397-96.7% | $12,826-96.1% | $11,407-95.6% |