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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,390 | $57,073-50.3% | $85,126-66.6% | $80,925-64.9% |
| Participation rate | 82.9% | 56.4%+26.5pp | 67.5%+15.3pp | 67.7%+15.2pp |
| Annual return | 7.52% | 21.69%-14.2pp | 66.63%-59.1pp | 35.65%-28.1pp |
| Employer contribution / active EE | $1,130 | $1,801-37.2% | $2,731-58.6% | $2,756-59.0% |
| Participant deferral / active EE | $4,720 | $3,113+51.6% | $4,523+4.4% | $4,299+9.8% |
| Admin fee / account holder | $3,792 | $4,988-24.0% | $6,160-38.4% | $6,940-45.4% |