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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,290 | $165,381+6.0% | $149,730+17.1% | $158,966+10.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 175.76% | 348.29%-172.5pp | 276.70%-100.9pp | 302.95%-127.2pp |
| Employer contribution / active EE | $24,974 | $5,104+389.3% | $4,645+437.6% | $4,762+424.4% |
| Participant deferral / active EE | $24,213 | $7,182+237.1% | $6,843+253.9% | $5,983+304.7% |
| Admin fee / account holder | $436 | $10,809-96.0% | $9,310-95.3% | $11,250-96.1% |