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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,687 | $165,381-61.5% | $149,730-57.5% | $158,966-59.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -11.76% | 348.29%-360.1pp | 276.70%-288.5pp | 302.95%-314.7pp |
| Employer contribution / active EE | $537 | $5,104-89.5% | $4,645-88.5% | $4,762-88.7% |
| Participant deferral / active EE | $12,250 | $7,182+70.6% | $6,843+79.0% | $5,983+104.7% |
| Admin fee / account holder | $478 | $10,809-95.6% | $9,310-94.9% | $11,250-95.8% |