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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,376 | $100,805-60.9% | $86,698-54.6% | $134,532-70.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.72% | 29.09%-49.8pp | 35.95%-56.7pp | 418.27%-439.0pp |
| Employer contribution / active EE | $2,930 | $3,490-16.1% | $2,837+3.3% | $4,741-38.2% |
| Participant deferral / active EE | $13,271 | $5,339+148.5% | $4,656+185.0% | $6,401+107.3% |
| Admin fee / account holder | $661 | $10,925-93.9% | $7,493-91.2% | $11,429-94.2% |