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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,072 | $167,362-84.4% | $143,799-81.9% | $134,532-80.6% |
| Participation rate | 94.1% | 84.8%+9.3pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -21.32% | 0.47%-21.8pp | -0.04%-21.3pp | 418.27%-439.6pp |
| Employer contribution / active EE | $2,591 | $5,620-53.9% | $4,952-47.7% | $4,741-45.4% |
| Participant deferral / active EE | $6,448 | $6,4470% | $5,638+14.4% | $6,401+0.7% |
| Admin fee / account holder | $952 | $18,094-94.7% | $14,677-93.5% | $11,429-91.7% |