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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,673 | $162,529-65.7% | $130,788-57.4% | $154,746-64.0% |
| Participation rate | 20.0% | 75.9%-55.9pp | 70.1%-50.1pp | 80.7%-60.7pp |
| Annual return | 18.73% | 510.48%-491.7pp | 386.44%-367.7pp | 172.34%-153.6pp |
| Employer contribution / active EE | $235 | $4,447-94.7% | $3,558-93.4% | $4,379-94.6% |
| Participant deferral / active EE | $967 | $4,808-79.9% | $4,137-76.6% | $6,730-85.6% |
| Admin fee / account holder | $20 | $7,669-99.7% | $6,673-99.7% | $14,365-99.9% |