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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,075 | $79,557-37.1% | $118,746-57.8% | $70,126-28.6% |
| Participation rate | 20.3% | 71.4%-51.1pp | 78.3%-58.0pp | 69.5%-49.3pp |
| Annual return | 14.49% | 25.64%-11.1pp | 24.54%-10.0pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,145 | $2,861-60.0% | $4,193-72.7% | $2,343-51.1% |
| Participant deferral / active EE | $2,183 | $4,089-46.6% | $5,332-59.1% | $3,332-34.5% |
| Admin fee / account holder | $14,705 | $5,374+173.6% | $10,720+37.2% | $4,645+216.5% |