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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,538 | $125,193+29.8% | $105,591+53.9% | $145,978+11.3% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 22.38% | 225.53%-203.2pp | 116.43%-94.0pp | 550.52%-528.1pp |
| Employer contribution / active EE | $2,028 | $3,718-45.5% | $3,166-35.9% | $4,662-56.5% |
| Participant deferral / active EE | $6,183 | $5,708+8.3% | $5,008+23.4% | $6,690-7.6% |
| Admin fee / account holder | $7,698 | $17,277-55.4% | $11,024-30.2% | $13,400-42.6% |