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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,851 | $77,492+152.7% | $100,398+95.1% | $80,911+142.1% |
| Participation rate | 94.9% | 76.9%+17.9pp | 81.5%+13.4pp | 67.6%+27.2pp |
| Annual return | 17.32% | 37.23%-19.9pp | 49.32%-32.0pp | 35.63%-18.3pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,946-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $20,028 | $6,817+193.8% | $8,084+147.8% | $4,297+366.1% |
| Admin fee / account holder | $11,668 | $5,892+98.0% | $7,893+47.8% | $6,935+68.3% |