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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,603 | $175,257-60.3% | $149,717-53.5% | $139,456-50.1% |
| Participation rate | 57.1% | 83.4%-26.2pp | 78.8%-21.6pp | 80.3%-23.2pp |
| Annual return | 22.81% | 166.70%-143.9pp | 134.41%-111.6pp | 373.45%-350.6pp |
| Employer contribution / active EE | $3,486 | $5,477-36.4% | $4,820-27.7% | $4,753-26.7% |
| Participant deferral / active EE | $11,445 | $6,521+75.5% | $5,682+101.4% | $6,711+70.5% |
| Admin fee / account holder | $140 | $16,156-99.1% | $13,213-98.9% | $11,407-98.8% |