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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,256 | $107,368-73.7% | $92,915-69.6% | $152,909-81.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 54.22% | 145.64%-91.4pp | 109.45%-55.2pp | 345.46%-291.2pp |
| Employer contribution / active EE | $2,752 | $4,222-34.8% | $3,653-24.7% | $4,764-42.2% |
| Participant deferral / active EE | $3,360 | $4,848-30.7% | $4,238-20.7% | $5,851-42.6% |
| Admin fee / account holder | $494 | $7,082-93.0% | $5,796-91.5% | $11,601-95.7% |