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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $140 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,671 | $106,230-55.1% | $147,080-67.6% | $77,736-38.7% |
| Participation rate | 93.5% | 78.4%+15.2pp | 82.2%+11.4pp | 70.6%+23.0pp |
| Annual return | 28.06% | 56.91%-28.8pp | 420.17%-392.1pp | 31.26%-3.2pp |
| Employer contribution / active EE | $3,365 | $4,072-17.4% | $4,933-31.8% | $2,728+23.4% |
| Participant deferral / active EE | $13,857 | $8,001+73.2% | $8,066+71.8% | $4,651+198.0% |
| Admin fee / account holder | $3 | $338-99.0% | $12,989-100.0% | $433-99.2% |