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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,803 | $153,769-85.8% | $133,975-83.7% | $273,972-92.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 17.89% | 36.51%-18.6pp | 29.29%-11.4pp | 41.46%-23.6pp |
| Employer contribution / active EE | $2,563 | $6,029-57.5% | $5,211-50.8% | $4,869-47.4% |
| Participant deferral / active EE | $12,952 | $6,958+86.1% | $6,282+106.2% | $5,287+145.0% |
| Admin fee / account holder | $303 | $11,765-97.4% | $9,324-96.8% | $10,133-97.0% |