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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,270 | $111,535-93.5% | $105,223-93.1% | $137,256-94.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 0.00% | 237.85%-237.9pp | 180.65%-180.6pp | 220.34%-220.3pp |
| Employer contribution / active EE | $1,373 | $3,939-65.2% | $3,689-62.8% | $4,156-67.0% |
| Participant deferral / active EE | $5,312 | $5,500-3.4% | $5,072+4.7% | $6,407-17.1% |
| Admin fee / account holder | $1,480 | $9,721-84.8% | $8,859-83.3% | $12,270-87.9% |