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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,992 | $110,337-61.9% | $102,383-59.0% | $145,877-71.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.36% | 24.83%-17.5pp | 24.94%-17.6pp | 551.28%-543.9pp |
| Employer contribution / active EE | $24,475 | $4,216+480.5% | $3,870+532.4% | $4,663+424.9% |
| Participant deferral / active EE | $4,110 | $5,621-26.9% | $5,060-18.8% | $6,691-38.6% |
| Admin fee / account holder | $968 | $9,750-90.1% | $8,391-88.5% | $13,402-92.8% |