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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,924 | $209,336-89.0% | $197,124-88.4% | $137,256-83.3% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.17% | 48.09%-27.9pp | 44.34%-24.2pp | 220.34%-200.2pp |
| Employer contribution / active EE | $2,903 | $6,591-56.0% | $6,227-53.4% | $4,156-30.1% |
| Participant deferral / active EE | $6,133 | $9,614-36.2% | $9,135-32.9% | $6,407-4.3% |
| Admin fee / account holder | $2,663 | $17,308-84.6% | $16,298-83.7% | $12,270-78.3% |