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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,924 | $275,752-91.7% | $256,809-91.1% | $198,609-88.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 20.17% | 34.81%-14.6pp | 32.73%-12.6pp | 202.70%-182.5pp |
| Employer contribution / active EE | $2,903 | $7,721-62.4% | $7,263-60.0% | $5,055-42.6% |
| Participant deferral / active EE | $6,133 | $10,037-38.9% | $9,520-35.6% | $6,977-12.1% |
| Admin fee / account holder | $2,663 | $25,716-89.6% | $25,146-89.4% | $19,030-86.0% |