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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,696 | $174,379-31.4% | $152,093-21.3% | $138,895-13.8% |
| Participation rate | 61.5% | 81.6%-20.1pp | 77.8%-16.2pp | 79.9%-18.4pp |
| Annual return | 16.29% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $2,125 | $4,652-54.3% | $4,175-49.1% | $4,194-49.3% |
| Participant deferral / active EE | $7,929 | $6,159+28.7% | $5,451+45.4% | $6,396+24.0% |
| Admin fee / account holder | $1,465 | $16,880-91.3% | $14,497-89.9% | $12,562-88.3% |