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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,696 | $172,111-30.5% | $150,298-20.4% | $137,256-12.8% |
| Participation rate | 61.5% | 81.7%-20.2pp | 77.8%-16.2pp | 80.0%-18.4pp |
| Annual return | 16.29% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $2,125 | $4,636-54.2% | $4,154-48.8% | $4,156-48.9% |
| Participant deferral / active EE | $7,929 | $6,166+28.6% | $5,453+45.4% | $6,407+23.8% |
| Admin fee / account holder | $1,465 | $16,471-91.1% | $14,116-89.6% | $12,270-88.1% |