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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,446 | $169,336-83.8% | $129,384-78.8% | $145,884-81.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.76% | 14408.70%-14393.9pp | 9461.77%-9447.0pp | 551.85%-537.1pp |
| Employer contribution / active EE | $3,837 | $5,540-30.7% | $4,153-7.6% | $4,662-17.7% |
| Participant deferral / active EE | $8,720 | $4,985+74.9% | $4,166+109.3% | $6,690+30.3% |
| Admin fee / account holder | $2,746 | $9,912-72.3% | $7,686-64.3% | $13,392-79.5% |