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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,446 | $169,356-83.8% | $129,406-78.8% | $145,897-81.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.76% | 14418.62%-14403.9pp | 9468.18%-9453.4pp | 552.29%-537.5pp |
| Employer contribution / active EE | $3,837 | $5,542-30.8% | $4,155-7.7% | $4,663-17.7% |
| Participant deferral / active EE | $8,720 | $4,987+74.9% | $4,167+109.2% | $6,689+30.4% |
| Admin fee / account holder | $2,746 | $9,915-72.3% | $7,689-64.3% | $13,390-79.5% |