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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,103 | $101,778-40.9% | $164,975-63.6% | $80,925-25.7% |
| Participation rate | 95.0% | 71.8%+23.2pp | 78.6%+16.4pp | 67.7%+27.3pp |
| Annual return | 15.82% | 16.73%-0.9pp | 70.12%-54.3pp | 35.65%-19.8pp |
| Employer contribution / active EE | $2,663 | $2,954-9.8% | $4,343-38.7% | $2,756-3.4% |
| Participant deferral / active EE | $5,044 | $4,477+12.7% | $6,033-16.4% | $4,299+17.3% |
| Admin fee / account holder | $2,163 | $8,221-73.7% | $12,688-82.9% | $6,940-68.8% |