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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,232 | $167,362-67.0% | $143,799-61.6% | $134,532-58.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -21.75% | 0.47%-22.2pp | -0.04%-21.7pp | 418.27%-440.0pp |
| Employer contribution / active EE | $9,446 | $5,620+68.1% | $4,952+90.8% | $4,741+99.2% |
| Participant deferral / active EE | $8,516 | $6,447+32.1% | $5,638+51.0% | $6,401+33.0% |
| Admin fee / account holder | $3,161 | $18,094-82.5% | $14,677-78.5% | $11,429-72.3% |