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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,920 | $172,111-25.7% | $150,298-14.9% | $137,256-6.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.02% | 69.37%-50.4pp | 62.79%-43.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $11,090 | $4,636+139.2% | $4,154+167.0% | $4,156+166.8% |
| Participant deferral / active EE | $7,200 | $6,166+16.8% | $5,453+32.0% | $6,407+12.4% |
| Admin fee / account holder | $1,886 | $16,471-88.5% | $14,116-86.6% | $12,270-84.6% |