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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,649 | $82,674-70.2% | $125,381-80.3% | $68,486-64.0% |
| Participation rate | 58.5% | 75.1%-16.6pp | 82.4%-23.9pp | 67.9%-9.4pp |
| Annual return | -10.94% | -5.97%-5.0pp | 572.31%-583.3pp | -7.85%-3.1pp |
| Employer contribution / active EE | $4,160 | $3,382+23.0% | $4,815-13.6% | $2,597+60.2% |
| Participant deferral / active EE | $3,184 | $6,111-47.9% | $7,448-57.2% | $4,028-20.9% |
| Admin fee / account holder | $2,763 | $6,277-56.0% | $10,007-72.4% | $5,404-48.9% |