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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,316 | $73,978-87.4% | $96,515-90.3% | $75,173-87.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 16.73% | 26.72%-10.0pp | 35.73%-19.0pp | 160.72%-144.0pp |
| Employer contribution / active EE | $1,598 | $2,931-45.5% | $3,740-57.3% | $2,671-40.2% |
| Participant deferral / active EE | $2,723 | $3,660-25.6% | $4,880-44.2% | $4,126-34.0% |
| Admin fee / account holder | $9,365 | $5,219+79.4% | $6,735+39.0% | $5,651+65.7% |