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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,884 | $111,535-84.0% | $105,223-83.0% | $137,256-87.0% |
| Participation rate | 61.9% | 78.1%-16.2pp | 75.0%-13.1pp | 80.0%-18.1pp |
| Annual return | 18.59% | 237.85%-219.3pp | 180.65%-162.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $2,356 | $3,939-40.2% | $3,689-36.1% | $4,156-43.3% |
| Participant deferral / active EE | $3,530 | $5,500-35.8% | $5,072-30.4% | $6,407-44.9% |
| Admin fee / account holder | $2,980 | $9,721-69.3% | $8,859-66.4% | $12,270-75.7% |