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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,379 | $147,594-90.3% | $121,871-88.2% | $198,609-92.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.2%+26.8pp | 82.4%+17.6pp |
| Annual return | -1.86% | 12.94%-14.8pp | 13.57%-15.4pp | 202.70%-204.6pp |
| Employer contribution / active EE | $1,328 | $3,007-55.8% | $2,731-51.4% | $5,055-73.7% |
| Participant deferral / active EE | $1,660 | $5,168-67.9% | $4,318-61.6% | $6,977-76.2% |
| Admin fee / account holder | $2,565 | $15,134-83.1% | $11,551-77.8% | $19,030-86.5% |