See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $44,137 |
Service code 37 · EIN 04-2647786 | Loan Processing | $11,185 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,439 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,653 | $79,013-35.9% | $100,391-49.5% | $74,495-32.0% |
| Participation rate | 88.5% | 79.5%+9.0pp | 81.5%+7.0pp | 67.2%+21.3pp |
| Annual return | 12.71% | 20.41%-7.7pp | 49.20%-36.5pp | 1364.94%-1352.2pp |
| Employer contribution / active EE | $0 | $3,021-100.0% | $3,942-100.0% | $2,623-100.0% |
| Participant deferral / active EE | $5,976 | $7,760-23.0% | $8,082-26.1% | $4,346+37.5% |
| Admin fee / account holder | $375 | $1,320-71.6% | $7,899-95.3% | $1,942-80.7% |